Loans
Discover our products and/or offers for consumer loans (personal, auto, credit cards), mortgages and commercial loans, designed to meet your financial needs.
Loans
Discover our products and/or offers for consumer loans (personal, auto, credit cards), mortgages and commercial loans, designed to meet your financial needs.
You can request up to $50,000 to consolidate your debts and/or cover your needs with a repayment term of up to 15 years and attractive and competitive interest rates within the market. We distinguish ourselves by listening to your needs to provide excellent guidance and offer you the best credit alternatives.
In addition, we can offer further personal loans with the possibility of requesting up to $7,000.
This type of loan is designed to provide assistance in emergency financial situations. If you have a personal loan with our Credit Union and are facing a financial emergency, you have the option to apply for an emergency loan for up to $3,000.
This type of loan is designed to provide assistance in emergency financial situations. If you have a personal loan with our Credit Union and are facing a financial emergency, you have the option to apply for an emergency loan for up to $3,000.
Financing for: household items, domestic equipment, professional equipment, among others.
Includes: solar heaters, electric generators, computers, lawn mowers, water tanks or cisterns, among others.
The maximum financing limit for this type of loan is $10,000, with up to 84 months to repay.
Obtain simplified and accessible financing options for the acquisition of your vehicle, whether new or used, with attractive and competitive offers in the market.
- New Cars
- The amount to be financed has no limit within our current offer, with a maximum repayment term of 84 months.
- The amount to be financed has no limit within our current offer, with a maximum repayment term of 84 months.
- Used Cars
- The maximum amount to be financed is up to $75,000, with a maximum repayment term of 84 months.
- The maximum amount to be financed is up to $75,000, with a maximum repayment term of 84 months.
- Commercial Vehicles
- The maximum amount to be financed is up to $125,000, with a maximum repayment term of 60 months.
- The maximum amount to be financed is up to $125,000, with a maximum repayment term of 60 months.
- Repossessed Cars
- The amount to be financed is unlimited with a maximum repayment term of 84 months.
- The amount to be financed is unlimited with a maximum repayment term of 84 months.
Obtain simplified and accessible financing options for the acquisition of your vehicle, whether new or used, with attractive and competitive offers in the market.
- New Cars
- The amount to be financed has no limit within our current offer, with a maximum repayment term of 84 months.
- Used Cars
- The maximum amount to be financed is up to $75,000, with a maximum repayment term of 84 months.
- Commercial Vehicles
- The maximum amount to be financed is up to $125,000, with a maximum repayment term of 60 months.
- Repossessed Cars
- The amount to be financed is unlimited with a maximum repayment term of 84 months.
- Conventional Mortgage Loan
- Purchase of a primary residence, second home, land or property:
- Up to $400,000 of financing
- Up to 85% of the purchase price or the appraised value, whichever is less
- Maximum repayment term of up to 30 years
- Attractive and competitive interest rates in the market
- For construction or refinancing of primary residence, second home, lot or farm:
- Up to 85% of the appraised value
- Up to 85% of the appraised value
- Mortgage loan guaranteed by USDA (Rural Development):
- Up to 103% of the purchase price of the principal residence or the appraised value, whichever is less
- Attractive and competitive interest rates in the market
- Come and acquire the financing for the purchase of your primary residence with the lowest possible down payment, which helps you save your available liquidity
- Commercial Real Estate Secured Loan for the purchase of commercial property or refinancing for business expansion, working capital or purchase of equipment and/or furniture:
- Up to 85% of the appraised value
- Maximum repayment term of up to 20 years
- Come and ask about our fixed interest rates, appealing and competitive in the financial market
- Cash Collateral Commercial Loan
- Up to 95% of the amount of the minimum guarantee (Savings Certificate)
- 2% interest rate over the interest rate of the Savings Certificate borrowed as collateral
- Minimum Collateral Line of Credit
- Up to $15,000
- 10% guarantee in shares
- Fixed and competitive interest rates in the market
- Visit us and ask for information on any other credit needs
- Commercial Real Estate Secured Loan for the purchase of commercial property or refinancing for business expansion, working capital or purchase of equipment and/or furniture:
- Up to 85% of the appraised value
- Maximum repayment term of up to 20 years
- Come and ask about our fixed interest rates, appealing and competitive in the financial market
- Cash Collateral Commercial Loan
- Up to 95% of the amount of the minimum guarantee (Savings Certificate)
- 2% interest rate over the interest rate of the Savings Certificate borrowed as collateral
- Minimum Collateral Line of Credit
- Up to $15,000
- 10% guarantee in shares
- Fixed and competitive interest rates in the market
- Visit us and ask for information on any other credit needs
Other loan options available at our institution include:
- Loans secured by shares and/or deposits
- Loans secured by certificates of deposit
- Insurance financing
- Loans for lottery agents
- Loans for non-profit institutions
- Mastercard and Visa cards
Other loan options available at our institution include:
- Loans secured by shares and/or deposits
- Loans secured by certificates of deposit
- Insurance financing
- Loans for lottery agents
- Loans for non-profit institutions
- Mastercard and Visa cards
- Credi Coop
At Cooperativa de Ahorro y Crédito de Isabela, we offer a variety of credit cards with competitive interest rates in today's market.
Among our credit card options, we offer:
- MasterCard Standard
- MasterCard Gold
- Student MasterCard
- VISA
At Cooperativa de Ahorro y Crédito de Isabela, we offer a variety of credit cards with competitive interest rates in today's market.
Among our credit card options, we offer:
- MasterCard Standard
- MasterCard Gold
- Student MasterCard
- VISA
Do you need help or have any questions?
We're here to help - contact us today and let us help you find the solution you need!
Do you need help or have any questions?
We're here to help - contact us today and let us help you find the solution you need!